Mortgage ✓ Mortgage Points ✓ Appraisal – This is a fee required by the lending institution home before they approve your loan ✓ Credit Report ✓ Recording fees for the mortgage ✓ Lender Fees Other ✓ Inspection Fee ✓ 2 – 4 months property taxes ✓ 14 months hazard insurance ✓ 14 months flood insurance (if required) ✓ 14 months windstorm insurance (if required) | | Title/Closing ✓ Title Examination ✓ Title Update (from delivery to closing) ✓ Document Preparation ✓ Courier fees ✓ Mortgages attorneys fee ✓ Recording fees: $6.00 first page, $4.50 each additional page ✓ Documentary stamps on the note: $.35 per $100.00 of note amount ✓ Intangible tax on the mortgage: $.20 per $100.00 of mortgage amount |